HANDAYANI, A. . DETERMINANTS OF FINANCIAL BEHAVIOR OF SMES IN GRESIK CITY WITH STRUCTURAL EQUATION MODEL (SEM). International Journal of Business, Law, and Education, [S. l.], v. 4, n. 2, p. 1319 - 1327, 2023. DOI: 10.56442/ijble.v4i2.318. Disponível em: http://www.ijble.com/index.php/journal/article/view/318. Acesso em: 5 jul. 2025.