Had, Redi Hadiyanto, and Lina Pusvisasari. “Breaking the Dependency Cycle: A Value Chain Framework for Sustainable Mustahik Empowerment in Islamic Social Finance”. International Journal of Business, Law, and Education 7, no. 1 (February 8, 2026): 270 - 281. Accessed February 24, 2026. https://www.ijble.com/index.php/journal/article/view/1366.